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May 20, 2011: First
Georgia Banking Company, Franklin, GA was closed by the Georgia Department
of Banking and Finance. The
Federal Deposit Insurance Corporation was named receiver.
Successor Bank: All deposit accounts, excluding certain brokered deposits, have been transferred to CertusBank, National Association N.A., Easley, SC CertusBank,
National Association History:
Established
in 2003 as 1st Georgia Banking
Company
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Depositors must establish contact or the successor bank or the FDIC to
reclaim their deposits. ►
Not every depositor in a failed bank will receive notification from the
FDIC, and there are time limits on claims of FDIC-insured bank accounts,
CDs and safe deposit boxes. By law, accounts which go unclaimed for an
extended period may be time barred, and safe deposit boxes can be drilled
and the contents sold at auction. ► Additionally, accounts transferred to
successor institutions may have lower interest rates and can lose
insurance coverage. ► It is important to understand
you may have an account at a failed institution and not know it,
either because you were a depositor at a bank acquired by an institution
that subsequently failed, or if you or a deceased family member are the
beneficial owner of a brokered fiduciary account. ► For assistance tracing and reclaiming a lost bank account, certificate of deposit (CD) or safe deposit box go to: Unclaimed Assets and Missing Monies Search
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2011 FDIC Insured Failed Banks | |
First Georgia
Banking Co. 101 Main Street Franklin, GA 30217 |
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Established |
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Cost to FDIC: $ 157 million | |
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© 2014 NUPA - NATIONAL UNCLAIMED PROPERTY ASSOCIATES |